Send mobile money with confidence.
Pay anyone by their MoMo number, see exactly who you're paying before the money leaves, and get warned when something looks like a scam. Works with MTN, Telecel and AirtelTigo wallets.
Test-mode prototype: no real money moves.
Built to stop scammers, not customers
Most MoMo fraud happens when someone is rushed or tricked into paying the wrong person. Kinga Mobile adds checks at exactly those moments.
Confirm who you're paying
Before you pay, see the name on the MoMo wallet and whether it matches the person's verified Ghana Card.
Scam warnings
Numbers reported by other customers, unusual amounts and first payments to new people trigger clear warnings, and risky payments are checked by our team first.
Fingerprint or face approval
Approve payments with your phone's fingerprint or face. Your PIN still works, and your biometrics never leave your phone.
Instant SMS alerts
Every payment in or out is texted to you with the other person's name and your new balance, so you notice anything strange at once.
One Ghana Card, one account
Accounts are verified with your Ghana Card and a selfie, and your MoMo wallet must be in the same name.
Report a scam in seconds
Got a suspicious call or an "accidental" payment? Report it in the app. Confirmed scam numbers are blocked for everyone.
Ready in four steps
Sign up with your number
We text you a one-time code to confirm the number is yours.
Verify with your Ghana Card
Your card number, date of birth and a quick selfie.
Set a PIN and link your MoMo wallet
Only the wallet on your own number, in your own name.
Add money and pay
Top up from MoMo, then pay people and businesses by number.
Try Kinga Mobile
Create an account with a made-up Ghana number; your sign-up code appears on the simulated phone.